The transformation of healthcare through artificial intelligence is no longer a speculative vision but an unfolding reality that reshapes diagnostic workflows, treatment personalization, drug discovery, and operational efficiency across clinical ecosystems. Despite rapid advances, the sector grapples with fragmented adoption pathways, regulatory uncertainty, and the challenges of integrating AI...
The ISO/IEC 24027 Bias in AI Explanations: Specification Implications
Explainability frameworks increasingly intertwine technical desiderata with normative commitments, yet the standards community struggles to reconcile algorithmic transparency with equitable outcomes. ISO/IEC 24027—Artificial intelligence—Explainability requirements for AI systems—offers the first international attempt to codify explanatory integrity, but its pragmatic implementation e[REDACTED]...
Trusted Open Source AI in Finance: Compliance-Ready Stack for Financial AI
Financial regulators worldwide are accelerating the integration of explainable AI into supervised lending, risk assessment, and algorithmic trading workflows. Despite rapid adoption of open source models, few solutions provide built-in compliance metadata, audit trails, and verifiable explanation frameworks that satisfy emerging jurisdictional standards. This article addresses this gap by prese...
War and Shadow Economy — How Armed Conflict Reshapes Informal Markets in Ukraine
Armed conflict fundamentally alters the structural dynamics of informal economies, yet systematic quantification of these transformations remains fragmented. This article investigates how prolonged armed conflict in Ukraine has reshaped shadow economy patterns, focusing on three interlocking dimensions: (1) the quantitative expansion of informal market activity, (2) the emergence of novel trans...
Industry Transformation 2026-2030: Which Sectors Will Be Most Transformed by AI
The next four years will witness a profound reconfiguration of economic and organizational ecosystems as artificial intelligence matures from experimental pilots to core infrastructure [1] [2]. This paper maps the intensity of AI-driven transformation across twelve principal industry verticals, identifying where disruptive potential aligns with measurable efficiency gains and where regulatory c...
Adversarial Robustness in XAI Specifications: Why Explainability Must Be Secure
Explainability (XAI) systems are increasingly deployed in safety-critical domains, yet their vulnerability to adversarial manipulation threatens trust and decision integrity. This article investigates the adversarial robustness of specification-based XAI mechanisms, focusing on how malicious inputs can subvert explanatory outputs without altering the underlying model behavior. We pose three cor...
Open Source XAI Libraries: Trust Analysis of SHAP, LIME, DiCE, and Alibi
Explainable AI (XAI) has matured from exploratory research into a production-critical capability for high-stakes machine l[REDACTED]g systems. This article conducts a systematic trust analysis of the four most widely adopted open-source XAI libraries: SHAP, LIME, DiCE, and Alibi. We frame the inquiry around three research questions: (1) How do these libraries compare across community activity, ...
Blockchain-Based Tax Compliance — Smart Contracts for Automated VAT Collection
Blockchain technology presents a transformative opportunity for tax administration, particularly in automating Value-Added Tax (VAT) collection through programmable smart contracts.[1] This article systematically investigates architectures for smart contract-enabled VAT compliance, addressing the critical need for reliable, transparent, and efficient tax reporting mechanisms in decentralized fi...
The XAI Frontier: What Comes After SHAP and LIME
Explainable Artificial Intelligence (XAI) has traditionally relied on post‑hoc approximations such as SHAP and LIME to interpret complex models. While these methods have been influential, their assumptions and limitations are increasingly e[REDACTED]sed by modern AI paradigms, including large language models (LLMs), diffusion systems, and causal reasoning frameworks. This article asks three cen...
XAI Interoperability Standards: How Explanation Formats Should Be Specified
Explainable AI (XAI) systems generate explanations to justify model decisions, yet current standardization efforts lack coherent specifications for explanation formats. This article establishes a rigorous framework for XAI interoperability, defining mandatory components for explanation formats that ensure technical compatibility and functional validity across diverse deployment contexts. We ana...